Foundation
for Retirement

About the Course

Foundation for Retirement is a 2-night course designed to equip pre-retirees and those in retirement with the knowledge they need to retire with confidence.

During the two 2.5-hour session, you will discover:

  • How to make a realistic estimate of your living expenses in retirement
  • How recent changes to tax law may impact your retirement
  • What the “income gap” is and how to determine yours
  • What the behaviors that cause many investors to lose money are and how to avoid them
  • Four common Social Security mistakes

And much more!

Foundation for Retirement Workbooks

Course Outline

The course material is divided into eight sections, each covering a set of concepts that are critical components for financial success in retirement.

1. Retirement Goals and Desires

Everyone has their own set of retirement dreams and desires. Taking time to plan your retirement goals can make the process of transitioning into retirement easier.

2. Living Expenses in Retirement

Having enough money in retirement is a common concern when planning for retirement. You will discover how to calculate future cost-of-living adjustments and how to plan for inflation and longevity.

3. Income and Distribution in Retirement

Distribution strategies can get complicated and expensive if done incorrectly. This section will discuss the various sources of income available in retirement along with the advantages and disadvantages of each.

4. Retirement Tax Strategies

Proper tax planning is critical to a successful retirement. This can easily be your largest expense in retirement. Each income source in retirement could be taxed differently, creating a more complicated situation.

5. Investor Behavior

Information is shared faster today than ever before, making it more difficult to separate fact from fiction. You will discover common behavior trends and mistakes many investors continue to make and how to avoid them.

6. Investment Planning

Which investments are best for you? How much risk should I take? These are common questions that all investors ask — especially as they approach retirement.

7. Insurance Planning

Insurance needs change over time and proper planning is essential for ensuring your assets are protected. You will discover how to estimate the cost of healthcare and potential long-term care expenses, as well as how much life insurance you may need.

8. Estate and Legacy Planning

Estate planning is complicated and everyone’s needs are unique. You will discover strategies for reducing estate taxes, fees, expenses, and headaches for your beneficiaries.

Planning is bringing the future into the present so that you can do something about it now.

—Alan Lakein