Retirement Wealth Academy is owned and operated by Retirement Wealth Advisors, LLC. (RWA), a Registered Investment Advisor. Retirement Wealth Academy is an educational-only website that does not provide specific advice nor attempt to solicit products or services. Any and all fees paid to or in connection with Retirement Wealth Academy are strictly for the value of the Retirement Wealth Academy educational materials and experience, and are not payments for any specific or individualized investment advice or related services. Publication of information on the Retirement Wealth Academy website should not be construed by any consumer or prospective client as a solicitation to effect or attempt securities transactions, or for the rendering of personalized investment advice for compensation. Retirement Wealth Academy is an informational source for both the public and financial advisors. By accessing the retirementwealthacademy.com website, all users acknowledge and agree that all investments involve some risk, different investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s or prospective client’s investment portfolio. No client or prospective client should assume that any information presented and/or made available on this website serves as the receipt of, or substitutes for, personalized individual advice from the advisor or any other professional. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment, investment strategy (including the investments and or strategies recommended and or/purchased by advisor) or product made reference to directly or indirectly on this website, or via link to any unaffiliated third-party web site, will be profitable or equal to corresponding indicated performance levels. Moreover, client or prospective client acknowledges that information with respect to newsletters or other commentaries provided by the investment advisor may be dated and no longer reflect the opinion of the advisor. References made to historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results.